Top 10 UPI Cashback Apps in India (No Fees – 2025)

Top 10 UPI Cashback Apps in India (No Fees – 2025)

Want to earn cashback on every UPI transaction? Here are the best apps in India offering real cashback, without any hidden fees. Updated list for 2025.

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1. MagicPin

Earn cashback by scanning any shopping bill, including UPI spends. Works across 10,000+ stores and online platforms.

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2. CRED

UPI rewards + credit card payments = double cashback. Spin daily & get UPI scratch cards.

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3. PhonePe

Send/receive money via UPI and get cashback offers on recharge, shopping, and more.

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4. Paytm

UPI-based cashback is available on payments, bills, metro recharges & offline scan codes.

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5. Amazon Pay

Get cashback via UPI, shopping rewards, and scratch cards after successful payments.

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6. Google Pay (GPay)

Popular UPI app with scratch cards, lucky draws & cashback rewards for new users and high-volume users.

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7. BharatPe

Scan & pay at any shop via UPI and earn cashback directly to your wallet.

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8. Mobikwik

Offers cashback on UPI and wallet-to-wallet payments for utilities, groceries, and more.

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9. Freecharge

UPI payments earn reward points and direct cashback during special offers.

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10. PayZapp

A lesser-known but effective app by HDFC Bank offering cashback via UPI payments & shopping.

Tip: Use 3–4 UPI apps together to multiply your cashback earnings without investing anything.

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