Top 10 Digital Wallets with UPI & Cashback Support (2025)

Top 10 Digital Wallets with UPI & Cashback Support (2025)

These wallets support UPI, secure transactions, and provide regular cashback, rewards, or discounts. Ideal for both daily payments and online shopping.

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1. Google Pay

Trusted UPI app by Google. Offers scratch cards and cashback for regular usage and referrals.

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2. PhonePe

UPI transfers, bill payments, and cashback on recharge and services. Also supports wallet balance.

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3. Paytm

Multi-utility app with wallet, UPI, and cashback offers on shopping, tickets, bills, and more.

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4. Amazon Pay

Integrated with Amazon. Cashback on bills, shopping, and UPI usage via the Amazon app.

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5. BHIM

UPI app by NPCI. Offers fast transfers with QR scanning, though cashback is limited.

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6. Mobikwik

Wallet + UPI combo. Offers cashback on recharges and ZIP pay later feature.

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7. Freecharge

Backed by Axis Bank. Supports UPI and gives coupons and cashback for select services.

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8. Airtel Thanks

UPI payments + bill pay + cashback for Airtel users. Supports wallet & bank-linked payments.

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9. JioMoney

Jio's digital wallet. UPI enabled and offers cashback for Jio services & shopping.

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10. PayZapp by HDFC

Digital wallet and UPI support by HDFC Bank. Great for offers on partnered merchants.

Note: Always check for cashback conditions, KYC status, and bank linking before transactions.

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